Video Conferences

Videoconferences are groupware technologies that enable people in two or more locations to interact simultaneously by merging video, voice call, file sharing, instant messaging, and internet co-browsing across both Windows & Mac operating systems. Thanks to advancements high speed web connectivity, videoconferences are now more widely available at a lower cost. New, cheaper technologies such as the webcam, software compression and affordable broadband connections allow even personal users – not just business users – to enjoy video conferencing.

More importantly, video conferences have become extremely helpful in the field of medicine. It is now being applied to telemedicine – it is used to help diagnose patients remotely, conduct remote consultation, and transmit medical images and other pressing data all in real time.

Peripheral applications such as microscopes with built-in digital cameras, ultrasound tools, “videoendoscopes,” and many other related technologies can be connected to videoconferencing technology to transmit patient data. Stay-at-home patients can easily access nurses and physicians especially during medical emergency. Videoconferences also allow medical professionals to discuss cases and consult each other across large distances. Best of all, videoconferences allow patients in remote rural areas to get modern diagnosis without leaving their localities.

Videoconferences are now also widely available in schools and other educational institutions. Students, teachers and lecturers from the world over can hold classes together and even transmit these classes to isolated locations. Videoconferences have also lowered the costs of education, because students gain access to classes that their schools cannot afford to offer within their own vicinity for a lower cost.

Foreign language classes, for example, can be conducted from a remote university and transmitted to a recipient school. In some cases, videoconferences can replace field trips – economically disadvantaged students who cannot go personally to zoos, museums or to trips to other countries can immerse themselves in the same experience through the technology.

Legal Protection for Foreign Direct Investments (FDIs) in Nigeria

For healthy and continuous in flow of Foreign Direct Investments (FDIs) to Nigeria, the country has over the years put in place friendly legal framework for Foreign Direct Investments (FDIs) protection.

In this Foreign Investors’ Guidelines for Doing Business in Nigeria Series, we shall be examining the legal mechanisms put in place for the purpose of encouraging an increasing FDIs inflow and ensuring foreign investors’ confidence in the country.

We shall be discussing foreign investors’ protections ranging from certainty of arbitral proceedings and other dispute resolution mechanisms in the country.

The fact with modern economic systems is that no country can be an island economically; Foreign Direct Investment (FDI) protection is very essential to the successful attainment of foreign investors’ business objective(s) and economic development of any economy.

There are steps that host countries can lawfully take in the exercise of their sovereignty and power can lead to depriving foreign investors of reaping the fruits of their investments.

Host government actions that can affect foreign investment adversely includes nationalization; the act of a government taking control of a private enterprise and converting it to state or public ownership.

Expropriation; the act of a government taking possession of or otherwise meddling with privately held assets or property for the use and benefit of the public, or in the public interest.

The legislative and administrative acts of the government as government action can also have adverse effects on foreign investors’ businesses in Nigeria.

This is the indirect or creeping form of expropriation. The only difference is that, it mode of operation shifted attention from the physical and actual taking-over of an investor’s assets to the legislative and administrative acts of the government.

While not depriving a foreign investor of the ownership of an asset in this type of government control, it is capable of significantly reducing the value of properties and investments of the foreign owner.

Foreign investors don’t like investing in country’s with risk such as arbitrary revocation of a license; permit or a concession after the investor has made the requisite investments.

The advancement and expansion of international business relationships and the importance of foreign direct investment to the economic development of Nigeria has made the country to put in place some foreign business protection laws for the purpose of encouraging foreign investors.

Nigeria has performed greatly in providing protections to potential foreign investors.

Investment Treaties

In spite of the provisions of Section 12 of the Nigerian Constitution, investment treaties entered by the country are binding on, and enforceable against Nigeria upon ratification under the principle of ‘pacta sunt servanda’.

Also, by a literal application of Article 31 of the Vienna Convention on the Law of Treaties which provides that a treaty shall be interpreted in good faith in agreement with the ordinary meaning to be given to the terms of the treaty.

Bilateral Investment Treaties (BITs): Nigeria entered into its first Bilateral Investment Treaty (BIT) with Germany in 1979 which came into force in 1986.

According to finding from my investigation Nigeria has entered into 28 Bilateral Investment Treaties (BITs) between 1986 and November, 2015.

Of the total number, 13 are currently in force, 14 are signed and 1 repealed. The Bilateral Investment Treaties (BITs) currently in force are the ones entered into with Finland, France, Germany, Italy, Netherlands, Romania, Serbia, Spain, South Korea, Sweden, Switzerland, Taiwan, and United Kingdom.

The 14 BITs which have been signed by Nigeria but are yet to enter into operation were signed as far as back as 1996.

In addition to the usual investment protection standards, these BITs provide that a contracting state shall not damage by irrational or unfair means the maintenance, management, disposal of investment in its territory of nationals or companies of the other Contracting Party.

And the same recompense for losses suffered due to a safety event made to a domestic investor shall be allowed to the investor from the other contracting state.

These BITs also provide for the right of subrogation allowing foreign investors to obtain suitable investment insurance and for these investment insurance providers to seek remedy on their behalf from Nigeria.

The BITs that are presently in force have also made satisfactory requirements for the standard investment protection. These include fair and equitable treatment, umbrella clauses, most favoured nation status, national treatment, obligations against arbitrary and discriminatory measures and security.

Multi-lateral Investment Treaties (MITs): Economic Community of West African States (ECOWAS) treaty is one of the famous MITs Nigeria have entered. The ECOWAS treaty was signed on 28th May 1975; it came in into force on the 20th June, 1975.

The treaty currently has 15 signatories who are member states of ECOWAS.

Article 2 of the Treaty gives ‘Community Enterprise’ status to businesses whose equity capital is owned by two or more member states, and citizens or institutions of the Community.

Article 16 of the Treaty provides that Community Enterprise shall be accorded favourable treatment with regards to incentives and advantages, and shall not be nationalised or expropriated by the government of any member state except for valid reasons of public interest, and subject to the payment of prompt and adequate compensation.

Organization of Islamic Conference (OIC) investment treaty is another MIT Nigeria has entered into in relation with providing favourable conditions for foreign investments in the country.

OIC is a treaty with an Agreement on Promotion, Protection and Guarantee of Investments among Member States of the Organization of the Islamic Conference, which came into force in September, 1986.

Chapter 2 of the Treaty mandates all member states of the Organization of Islamic Countries to provide adequate security and protection to the invested capital of an investor who is a national of another contracting member state.

The terms of protection specifically include the enjoyment of equal treatment, undertaking not to adopt measures that may directly or indirectly affect the ownership of the investor’s capital or investment and not to expropriate any investment except it is in the public interest and on prompt payment of adequate compensation.

Host states are further obligated to guarantee free repatriation of any capital and returns due to an investor.

Conventions to which Nigeria is a Signatory:

The country is signatory to a number of Conventions which have been entered into for the purposes of protecting foreign direct investment.

The most significant convention in this regard is the Convention for the Settlement of Investment Disputes between States and Nationals of Other States (ICSID Convention).

International Centre for the Settlement of Investment Disputes (ICSID) as an arbitral institution under the World Bank Group is a fully integrated, self-contained arbitration institution that provides standard arbitration clauses, arbitration proceedings rules, arrangements for venues, financial arrangements and administrative supporting including the appointment of arbitrators to parties.

Convention for the Settlement of Investment Disputes between States and Nationals of Other States (ICSID) primarily provides for the settlement of investment disputes between investors and sovereign host states.

It has also taken the necessary legislative measures to make the Convention’s resolution effective in Nigeria by enacting it as a domestic legislature in the International Centre for Settlement of Investment Disputes (Enforcement of Awards) Decree No. 49 of 1967.

Another significant investment protection convention Nigeria has entered into is the New York Convention on the Recognition and Enforcement of Foreign Arbitral Awards.

New York Convention was adopted by the United Nations in June, 1958 and it mandates domestic courts in signatory countries to give effect to arbitration agreements, and to also recognise and enforce valid arbitral awards given in other signatory states.

The New York Convention in other words is particularly significant for the enforcement of arbitral awards resulting from non-ICSID investment arbitration proceedings.

In an attempt to bring into conscious awareness the legal guidelines to undertaking business in Nigeria to intended foreign investors, we shall specifically be reviewing domestic legislations and investment treaties which collectively make up the legal framework for foreign investment protection in the country.

The Domestic Legal Framework:

The notable investment legislation in Nigeria is the Nigerian Investment Promotion Commission Act, CAP N117 Laws of the Federation of Nigeria (“NIPC Act”).

The NIPC Act provides the fundamental and suitable legal framework for the protection of foreign investors in the country. Part 5 of the NIPC Act provides that foreigners may invest and participate in any enterprise in Nigeria.

They are assured unrestricted transfer of funds attributable to the investment such as profits, dividends, payments in respect of loan servicing, and the remittance of proceeds obtained from the sale or liquidation of assets or any interest in the venture through an approved dealer in freely convertible currency.

Section 25 of the NIPC Act clearly provides that no enterprise shall be expropriated or nationalised without prompt payment of compensation; the same section also provides a protection clause to an investor to claim “creeping” expropriation by establishing that the acts complained of indirectly results to expropriation or have expropriatory tendency.

Lastly, the NIPC Act provides that disputes between a foreign investor and any government in Nigeria arising from an investment shall be submitted to arbitration within the framework of any investment treaty entered into between the government of Nigeria and any state of which the foreign investor is a national.

It further provides that where there is a disagreement between the Nigerian government and the foreign investor on the mode of dispute settlement, the dispute shall be submitted to ICSID for arbitration.

Foreign investor is thus at liberty in Nigeria to institute arbitration proceedings against a government even after bringing a claim or counterclaim against the government in a court or domestic arbitration.

Another domestic legislation that provides protection to foreign investors is the Foreign Exchange (Monitoring and Miscellaneous Provisions Act) CAP F34.

Section 15 of this Act provides that any person may invest in any business venture with foreign currency or capital imported into Nigeria through an authorized dealer who will issue a Certificate of Capital Importation to the foreign investor.

Sub-section (4) of the same section in addition guarantees unconditional transferability of funds in freely convertible currency of any such monies arising from an investment made in Nigeria with foreign currency, including dividends and profits, payments in respect of loan servicing, and remittances of the proceeds of sale or liquidation of assets.

A similar provision on repatriation is also found in Section 18 of the Nigeria Export Processing Zones Act, CAPN107 (“NEPZA Act”).

Section 18 of the NEPZA Act provides that foreign investors who invest in outlined businesses within an export zone shall be eligible to remit profits and dividends earned in the zone and repatriate foreign capital investment at any time with capital appreciation of the investments.

Other foreign investors’ protection laws are the Arbitration and Conciliation Act. The act gives foreign investors the opportunity to determine the mode of settling disputes that may arise out of their investments without resort to litigation in domestic (Nigeria) courts.

With the anticipation that such settlement will unfailingly and efficiently protect and enforce the rights of foreign investors and their investments provides a framework for domestic arbitration it also makes provisions for international commercial arbitration which is more preferable by foreign investors.

Section 56(2) (d) defines ‘international arbitration’ to include any arbitration that the parties have expressly agreed in the arbitration agreement to treat as international arbitration. The Act provides that every arbitration award is capable of enforcement under the New York Convention.

Nigeria’s entries into these investment treaties and its enactment of the Conventions into domestic legislation have made the protection mechanism part of Nigeria’s legal framework for protection of Foreign Direct Investments (FDIs) friendly and convenient to actual and potential foreign investors.

Is Your Motorcycle Fully Protected?

Are you really sure your motorcycle is fully protected?

As, no doubt you know, the oil you use in your motorcycle lubricates the engine and the   transmission . If you do not keep close track and regularly change that oil you could be looking at a huge bill from the repair shop. Could be “just” an engine or “just” a  transmission  or both.

Clean oil is vital to engine performance and durability. Oil must lubricate, cool and clean the engine as it circulates and in order to remain effective, it must be filtered as it cycles.

What about the oil filter you use?

If you do use a long-life oil, does your filter last as long as the oil?

Some filters are only good for 3,000 miles. Some filters seem to be good for nothing. Some filters are good for as long as your oil will last. Is the filter available in CHROME? I know I like a lot of chrome on my bike, even if it is “just an oil filter”!

What is that filter made of?

The unique construction and full-synthetic media of AMSOIL Ea Motorcycle Oil Filters allow them to provide unmatched performance in motorcycles and other power sports equipment. EaOM Filters last longer, stop smaller dirt particles and offer less restriction than other filters. Ea Motorcycle Oil Filters provide filtering efficiency of 98.7 percent at 15 microns, outperforming the best cellulose/synthetic blend media on the market. And did I ask: Is your filter available in CHROME?

What are you protecting your paint with?

Genital Wart Facts

Genital warts are a type of wart that are only found on your private parts of the body. The genital wart is one that will be easily recognized. Genital warts are also known as veneral warts and also as condylmata acuminata. Warts in this manner are caused by a skin infection, which is known as PHV infection. It is possible to have the HPV infection without having genital warts. Genital warts are often passed along during sexual intercourse, but not all those who have genital warts are going to know they are infected until the warts are bigger and a little more painful.

Warts are a virus, that can be passed by touching, sitting and skin to skin contact. The most common types of warts are seen on people’s hands and feet, which are a different form of a wart but are generally the same thing if you are wondering what genital warts really are.

Warts are associated with the tumors that form under and in the skin. The tumors are forms of the HPV infection, and will form warts as the body rids the infection from the body. If you have warts on the hand or on the feet, you are not going to spread this to your genitals. If you know someone who has genital warts, they are not going to give you warts on your hands and the same goes the other way around.

For the woman, if you have genital warts, they will appear on the inside and the outside of the vagina. If the woman has anal sex, the genital warts could appear an the anus, and the same is for the man. If a man is having anal sex with another, the genital warts could appear on the anus area as well.

The warts will appear in the same area, taking a long time to spread out. Sometimes the warts will disappear on their own, but only in rare cases often times the genital warts will spread becoming crusty and become large areas of warts over the private areas of a male or female. If you have genital warts, and someone performs oral sex, the genital warts can be transmitted to that person. Genital warts can be treated by a doctor, and with medications. If not treated, often times genital warts can become troublesome not only for the person suffering with them, but for people you love and want to share that special relationship with.

If you have sex with someone that you later finds out has genital warts, you most likely are going to end up with genital warts are well. It can take any where from one month to three months for genital warts to appear and become large enough for a person to notice them. Always protect yourself by avoiding having sex with anyone you don’t know or trust not to have genital warts.

You can find more info about genital warts on

http://www.all-about-genital-wart.com/

What Is The Difference Between Investment Management and Stockbrokers?

The investment services industry can be daunting and ambiguous for individuals who seek a return on their capital. After working hard earning your wealth, it is important to understand the different services offered by professionals and what solutions fit you personally. One of the main questions we get asked here is:

“What is the difference between investment management and stockbrokers?”

Firstly, let’s discuss what stockbrokers are – we all have a much better, clearer, idea of what they do and who they represent. Stockbrokers are regulated firms that offer financial advice to their clients. A stockbroker buys and sells equities and other securities like bonds, CFDs, Futures and Options on behalf of their clients in return for a fee or commission. A brokerage / stockbroker will receive a fee on each transaction, whether the idea is profitable or not.

A brokerage can specialise in any investment niche they wish for example:

  • FTSE All-Share stocks,
  • AIM stocks,
  • European Stocks,
  • Asian Stocks,
  • US Stocks
  • Combinations of the above
  • Straight equities,
  • Straight derivative trading (CFDs, Futures & Options)

The main reason why investors choose stockbrokers over any other professional investment service is simply down to control. Due to the nature of a brokerage firm, they can only execute a trade after you instruct them to do so. This means it is impossible for a brokerage to keep buying and selling securities without you knowing – known as churning for commission. This doesn’t however prevent stockbrokers providing you with several new ideas a week and switching your positions to a new idea.

However, there are natural flaws with the brokerage industry is that because trading ideas can only be executed after being instructed to list a few flaws;-

  • you may miss out of good opportunities due to moves in the market,
  • you may get in a couple of days later because you were busy and not make any money after fees,
  • you may receive a call to close a position but unable to without your say so.

The above are examples that can happen when investing with brokerage firms, but this is due to the reliance of gaining authorisation from their clients. So if you are ultra busy or travel a lot then you could potentially miss out on opportunities to buy or sell.

What are investment managers?

Now we understand what stockbrokers / brokerage firms are about, let’s discuss what investment management services can do for individuals.

Investment management firms run differently to brokerages. The core aspect to these services is that the professional investment managers use their discretion to make investment decisions. As a client of an investment management firm you will go through a rigorous client on boarding process (just like a brokerage firm) to understand your investment goals, understanding of the services being used, risk profile, angering to the investment mandate and allowing the service to manage your equity portfolio. The sign up with the service may seem long winded but it’s in your best interest to ensure the service is suitable and appropriate for you. In reality, it’s not a long winded process at all. Once you agree to the services offered then you will only be updated on the on-going account data and portfolio reporting in a timely manner. This means no phone calls to disrupt your day-to-day activities and allows the professionals to focus on your portfolio.

Investment management firms usually have specific portfolios with a track record, into which you can invest your capital according to you appetite for risk. These portfolios will focus on specific securities, economies, risk and type of investing (income, capital growth or balanced). All of this would be discussed prior or during the application process.

Another method used by investment management firms is different strategies implemented by their portfolio managers. These strategies are systematic and go through thorough analysis before investment decisions are made.

The fees usually associated with investment management firms can vary from each firm. There are three common types of fees and are usually combined, fees can be;-

  • Assets Under Management Fee – This is where you pay a percentage of the portfolio per year to the firm, usually an annual fee. E.g) 1% AUM Fee on £1,000,000 is £10,000 per year.
  • Transaction Fee – This is a fee associated with each transaction made through your portfolio – similar to the brokerage firm’s commission.
  • Percentage of Profits Fee – This is where any closed profits generated over a set time will be charged to the firm. E.g) 10% PoP Fee – the firm generates you closed profit of £10,000 in one quarter – you will be charged £1,000.

The main benefits provided from investment management firms is that after the service understands your needs and tailors the service around you, it is their job to build a portfolio around you. It is also the job of the investment management firm to adhere to the investment mandate you agreed on, we’ll take about this later, so you understand of the time frame given what you should expect. Another bonus why high-net worth individuals choose investment management services is because they are not hassled by phone calls every other day with a new investment idea.

The difference…

The main difference between investment management and stockbroking firms is:

  • Investment Managers offers discretionary services; no regular phone calls about stock ideas.
  • Stockbrokers give you more control as you can personally filter out ideas you think won’t work.
  • Investment Managers offer an investment mandate; this is where the investment management service provides a document of what they are offering you in return of managing your portfolio. You will understand what exactly they are targeting over the year, based on what risk, and should they achieve it – then they have fulfilled their service. E.g) the mandate could state that the strategies used and based on 8% volatility (risk), they seek to achieve 14% capital return.
  • Stockbrokers do not offer an future agreements but look to deliver growth during the time you are with them. They are not bound by their performances like investment managers.
  • Investment management firms have a track record for all of the strategies and services used, stockbrokers do not.

Which to choose?

Both services provide professional approaches to investing in the stock markets. Stockbrokers are chosen over investment managers by people who like to be in control and receive financial advice. Stockbrokers generally do not have a systematic approach to the markets but use selective top-down approaches to select stocks.

Investment managers are chosen by investors who want an agreement on their performances over the year and understand the risk up-front. Usually more sophisticated investors that wish to take advantage of the track-record and gain an understanding of the systematic approach used by the investment management firm.

Feel free to learn more.

DISCLAIMER: The above is not considered financial advice or any endorsement to use any particular service. If you wish to use any of the services mentioned, please seek independent advice.

RISK WARNING: Spread betting, CFD, futures and options trading carries a high level of risk to your capital and can result in losses that exceed your initial deposit. They may not be suitable for everyone, so please ensure that you fully understand the risks involved. Past performance of a managed service is not a guide to future performance.

Interactive Technology in Healthcare Education

Healthcare professionals are under pressure to remember, utilize and absorb vast amounts of new or changing information in increasing volume. This surge has led to new and improved computer-based tools for many healthcare activities and to an explosion in the marketplace of tools used in instruction and education of healthcare workers. This article explains the use of interactive technology in healthcare and how this benefits instruction and education of healthcare professionals.

Digital systems that capture images from documents, 35-mm slides, physical samples or specimens, or virtually anything that the camera lens can see, is found in interactive technology. In healthcare, transmitting these images to computers with simple devices or software that will allow the display and integration of educational material into the training environment is easily accommodated.

The method for delivering these images or documents, usually via PowerPoint presentations, photography, videotape or audio presentations can turn a standard Windows PC into a dynamic, interactive, teaching tool. Depending on the type of training environment needed, interactive presentations can be found in the use of liquid crystal displays, large plasma displays, rear projection systems or even whiteboards. Educators can now tailor their courses to their audience’s expectations and needs using any number of these presentation forms.

Effectiveness of interactive learning systems is largely dependent upon the type or form of delivery used in combination with software that is easily used by both novice and expert users. Smaller systems will use a pen or stylus vs. a computer and a mouse where larger systems may use elaborate videoconferencing systems where many participants can be in the virtual classroom at the same time. Many healthcare organizations already utilize small and large types of communication systems routinely in the delivery of quality, high-tech healthcare to patients and their community. Adapting this equipment or having it serve dual purposes is an easy and cost-effective transition.

The era of the blackboards and chalk dust is now a memory for most of us. Interactive technology tools permit the educator to draw on, write on, and annotate data right on the screen as part of their dynamic presentation. In addition, the educator can now annotate their presentation and then save, print and even distribute by email, the contents of the class session to all participants.

The mobility that interactive technology gives the educator in the virtual classroom lends itself to unlimited types of uses and methods for delivery of high quality, interactive, sessions. Participants, too, benefit from easy access to the sessions, improved and more accurate note-taking that can be used later for study and reference. This all leads to greater retention of the learning objectives and enhanced or improved application in the field once the participant returns to the office or department.

Healthcare professionals should look for educators and learning systems that combine ergonomics with interactive technologies that integrate use the user of free text, annotation, images and video clips with the traditional printed materials. Transitions between screens or programs, linking to the Internet and class sessions, downloading or printing of the course materials and saving of files or information for future classes or reference use should be easy and simple to use. The presentation and delivery of the educational material should be efficient and easy to use and tailored to use by both healthcare professionals that have varying levels of technological skills.

Regardless of whether healthcare workers are new to the workplace or seasoned professionals, the learning systems used should assist them with learning new skills, procedures, diagnostic techniques and terminology. Communication between healthcare workers in both local and distant communities is on the rise and the use of interactive technology enables the participants to collaborate and share critical data and information.

Interactive technology can also benefit the bottom line and reduce costs formerly associated with travel or staffing and resources to send workers to local, regional or national meetings. Interactive presentations and systems can also attract and hold the participants interest and attention, enhancing their learning and retention gained from the course(s).

It is no wonder, then, that interactive technology has gained such a strong and prominent position in the education of healthcare workers. Healthcare workers looking for either online, distance or local training should evaluate the presentation and delivery systems used in order to maximize their learning experience.

PUBLISHING RIGHTS:

You have permission to publish this article electronically, in print, in your e-book or on your website, free of charge, as long as the author’s information and web link are included at the bottom of the article and the article is not changed, modified or altered in any way. The web link should be active when the article is reprinted on a web site or in an email. The author would appreciate an email indicating you wish to post this article to a website, and the link to where it is posted.

Copyright 2005, M. A. Webb. All Rights Reserved

Myths About MRSA Infections

MRSA Myth #1: Methicillin Resistant Staph Aureus is a new Problem

This is simply not true. MRSA has been it a problem in the hospital environment for years. Microbial resistance first showed up shortly after the introduction of penicillin into mass use. The medical community has had a problem with resistant bacteria for a long time and it has known about it. Every hospital in the US has an Infection Control Coordinator whose job it is to monitor infection rates in these institutions. The MRSA antibiotic susceptibility rates (along with those of other known super bugs) are monitored with incredible accuracy because the hospital must know when an antibiotic isn’t working. It is important for an hospital to know when their antibiotic formulary choices are no longer effective.

MRSA Myth #2: MRSA Infections are not Deadly

If not identified quickly and treated appropriately, death from MRSA infection is a real possibility. It is important to have culture and susceptibility testing on the wound to be sure the antibiotic regimen is appropriate. This test procedure takes about 48-72 hours. This testing will identify what type of organism is causing the infection and determine the appropriate course of antibiotic treatment. The worst treatment is the antibiotic treatment that will not work. It is a terrible costly waste of precious time and money.

MRSA Myth #3: MRSA is Transmitted by person-to-person contact.

Yes, this is one mechanism of   transmission  from patient to patient, and as it may be the primary means acquiring a MRSA infection, this fact underscores the need for diligent hand washing by anyone in contact with hospital patients. What is not often addressed is that MRSA can also be contracted from equipment used in the hospital and also from the environment.

MRSA Myth #4: MRSA is the only Resistant organism

Not true! Methicillin resistant staph aureus is the organism that has gotten the recent press coverage, but there are a number of other multiply-resistant microorganisms out there. For instance, the organism that causes TB has developed resistance which is well documented. Beyond these, there are a number of other super bugs we should all be concerned about.

MRSA Myth #5: MRSA Infections are limited to Humans

Believe it or not, MRSA can infect animals, too. In addition to person-to-person  transmission , MRSA infections can also be transmitted from person-to-animal. MRSA infections have been found in dogs and cats and other animals. The presence of MRSA in animals is manifested in the same way as human infection. We should be concerned about the health and safety of our pets, too.

The Importance of Food in Our Life

Food is the basic necessity for all of us and we all earn money to get this basic necessity. We need to eat 3 meals a day to keep our body running so that we can manage our daily functions. Many of us ” Eat food to live” while there are others who “Live to eat food”. In fact, nutrition assumes a special importance in each and everyone’s life.

Types of Foodstuff

The food is normally divided into two main categories given below:-

1- Vegetarian food- These include stuffs like milk, fruits and vegetables. These are those stuff that are obtained from plants and trees.

2- Non- Vegetarian food- These include stuffs like meat and meat products, chicken, turkey, fish, squid etc. Non vegetarian food are generally obtained by killing animals.

Nutrition from Foodstuff

Nutrition from food is necessary and without this daily dose of nutrition animals may not survive for long. It is important to support life as nourishment obtained helps the cells present in our body to carry out its routine functions. Different stuffs provide different levels of nutrition. The nutrients are divided into six classes which are given below:-

1- Carbohydrates- These provide energy to the body and are found in items like rice, bread and other grain products.

2- Fats- It consists of a group of compounds that are generally insoluble in water. These are found in items like butter, ghee, fish oil, lard etc. Fats are stored in the human body for use at a later use for energy.

3- Minerals- These are needed for the maintenance of proper functions in the body like the transport of oxygen throughout the body, stimulating growth, normalizing the nervous system etc. Minerals can be found from a variety of food items such as meat, cereals including cereal products such as bread, fish, milk and dairy foods.

4- Protein- These are important components of muscles, skin and hair. Proteins are helpful in creation of various enzymes in the body that control various important functions. Major sources of protein include milk, meat, fish, egg, and vegetables.

5- Vitamins- They are an essential component of animal body required for good health. It is organic compound required as a nutrient. Good sources of vitamins are fruits, vegetables, cereals, milk and eggs.

6- Water- It is popularly known as the”elixir of life”. The human body comprises of 55-78 % of water. It is required for the essential functioning of the various important parts of the human body.

Thus, these points given above reflect the importance of food and nutrients in our diet. As long as a human is alive, he needs water and foods in the required quantity.

How Your Choice in Cars Reflects Your Personality

Automobiles have become an integral part of our society. Intended to be used as a tool to get from point A to point B cars have extended their use in today’s society.

This article discusses a few points on car selection and personality. Cars have long stopped being tools that get us from one point to another and have transformed into status symbols and reflect the driver’s values and personality.

Often people judge a person by the car they drive. If you are stepping out a Bentley for example, you would garner much respect from just about anyone who witnesses you getting out of the car.

The condition and look of your car has extended the mantra of your discipline being reflected on how your wear your clothes. Being seen parking a dirty car is the equivalent to going to the office in a disheveled suit. Analogously, alighting from an impeccably detailed car is the prim and proper look that many office executives are known for.

In fact nowadays what you drive adds more to your reputation than what you wear. Studies have shown than rides reflect more of the personality of the person than clothes. Cars have ceased becoming tools and have transcended into the realm of lifestyle.

Playboys want fast looking coupes while daddies are opting to get minivans. Buicks are said to cater to the less internet savvy drivers compared to Honda which has an overwhelmingly digital age buyer group.

This trend even goes to driving tendencies. Sports cars owners tend to be a little less patient on the stop light than station wagon drivers. The gigantic proportions of some SUVs tend to make their owners bully smaller sized vehicles in rush hour traffic.

Brands like Lexus are tend to be bought by wealth and well educated owners. Aside from that demographic the brand caters mostly to married couples. This reflects stability and a more settled down personality for the buyers.

Your choices in the car you are driving very much reflect your personality. Stop thinking of your car as something that takes from one place to another but take great care in choosing your car. You may not think it matters but your peers will gauge your personality on the car you drive.

Analysis of an Outstanding English Essay “Work” by John Ruskin

John Ruskin (1819 -1900) was an English art critic and social thinker, also remembered as a poet and artist. He wrote a number of essays on art and architecture that became extremely influential in the Victorian era. He takes material for his lecture “Work” from the existing economic revolution which is generally referred to as “Industrial Revolution”. Apart from its advantages and benefits it brought a great destruction for the poor people. The writer reveals the general facts and harsh realities which were ignored even by those who themselves were the main victim of revolution.

What is Working Class?

Ruskin, in the very beginning, is going to clarify the matter that what it is meant by “working class”. Most probably it is the opposite of “idle class”. Then “idle class” will be the synonym of “upper class”. At this point, Ruskin asks question to his audience whether he is correct in drawing this distinction or not. The question is asked only with the intention to gain the sympathy of his audience so that to convince them about his own arguments.

Then, he rejects the above mentioned distinction because the idle people may be found in both rich and poor classes. There is a working class among both rich and poor and there is also an idle class among both rich and poor. So the distinction between working class and upper class has been proved to be wrong. As the topic of his lecture is work, the writer sticks to the working class. He draws organized distinction between the two classes in various respects. The following are the major distinctions vividly drawn by the author.

First Distinction

This distinction is between two classes; those who work and those who play. It can be understood easily after knowing the difference between work and play. “Play” has been derided for the purpose of pleasure with no determined end while work is something totally different which is intended to earn benefit and is done with some determined end. The writer critically analyzes some popular work of England that are worthy to be called “games”.

“The first English game is making money”

This is an ironical statement for those who earn money blindly. Such people don’t know why they are earning money and what they will do with it? They are in fact players, playing the game of minting money. The aristocratic ladies of his time were also indulging in the most expensive game of “dressing”. Ruskin satirically encodes their behaviour saying these are the “poor women” with no proper clothing. Had the garment-budget of these ladies distributed among the poor people of third world, it would have sufficed them to fulfill their basic needs. However, the distinction between work and play is not exclusively mutual; a single thing can be equally “work” and “play” according to its primary and secondary purposes.

Second Distinction

The writer draws another distinction between the rich and poor. The first spends a large amount of money even on cheap and ordinary things while the latter has to endeavor his basic needs.

Ruskin quotes two instances from a newspaper. The first says that in Russia a man of good fortune entered into a hotel to take his breakfast. He paid there fifteen francs only for two peaches. The second story states the miserable state of a dead person whose body was lying on a dung heap with no person paying any heed towards him only because he belongs to the poor class. Some dried pieces of “bones” were taken out of his pocket thus intensifying the misery of the poor person.

Lawful Bases of Wealth

The lawful basis of wealth is that a worker should be paid a fair amount of his work and he should also be given liberty regarding his money; whether spends or saves for some rainy day. After implementing this law in a true sense there would be no “poor person” except for those lazy people who stay at home lazily instead of doing some work. Such kind of poor are doubly poor; lacking not only worldly possessions but also the moral strength. Those who follow this law are real rich irrespective of money they have in their possessions.

False Base of Minting Money

Duty is the main thing that should be given priority. Those who cares more about their salary or fee than the work they have been assigned, though, can become rich but on the false basis. Ruskin critically refers to such kind of people terming them “uneducated class”, “inferior in intellect” and “coward”. At this point Ruskin has proved his philosophy by giving an analogy. He says the primary purpose of a soldier’s life must be to win battles. Similarly teaching goodness should be the sole purpose of a clergyman’s life. Both of these persons are paid well for their duties but that is at secondary level. If this becomes their primary objective then they would be “coward” and “stupid”.

Third distinction

Some people work with their hands while some other with their brains. There is rough work to be done, and rough men must do it. There is also gentle work to be done and gentle men must do it. Both works are important in that the maintenance of life depends on manual as well as mental work. Every person should do honestly his own job, mental or physical.

Nevertheless it is a true fact that the dignity of labour and hard work is recognized only by his own class. A man working in a quiet and serene room with everything comfortable is unlikely to be aware of the hardships of train-drivers who have to drive against cruel winds with no difference of day and night in their life.

The rough work is generally honest, real and useful whereas the gentle work often accompanies dishonesty and cheating. When both the works are worthily done the head’s is noble work and the hand’s is ignorable. Again Ruskin criticizes the rich class who persistently thinks of providing relief and comfort to the working class but do nothing practically.

The essay tells us that both kinds of work should be done properly but he problem surfaces when people don’t work willingly. The main reason of this attitude is they don’t know which work they can do better. This “will” can be promoted only when they select the appropriate profession in accordance with their ability. Ruskin says, “in order that a man may be happy, it is necessary that he should not only be capable of his work, but a good judge of his work”.